High Demand
4.9 rated  ·  187 enrolled

Property & Casualty
Exam Prep

Auto, home, liability, and commercial lines. One of the most in-demand licenses in insurance - and one of the most marketable.

~2 weeks to complete 5 domains Interactive no videos Desktop & Tablet recommended

What You Will Learn

How homeowners, dwelling, and renters policies are structured
Personal and commercial auto insurance coverage parts
Liability concepts including bodily injury and property damage
How commercial general liability (CGL) policies work
Inland marine, crime, and surety bond basics
How to read and interpret a declarations page
Exclusions, endorsements, and conditions in P&C contracts
The claims process and how settlements are calculated
Insurance regulations and licensing ethics
How to approach scenario-based exam questions with confidence

About This Program

Property and Casualty is one of the broadest and most versatile licenses in the insurance industry. With a P&C license you can sell auto, homeowners, renters, commercial property, and liability coverage - which means you can work at almost any agency in the country.

The exam covers a lot of ground and the terminology can feel overwhelming at first. LoftPG breaks every concept down into digestible sections with interactive exercises designed to make the material stick. You are not just reading - you are working through it, which is exactly what prepares you for a timed, multiple-choice exam.

Most students who study consistently finish the program in about two weeks. Show up for 1 to 2 hours a day and you will be ready.

  • Reliable internet connection
  • Desktop or tablet strongly recommended for the split-screen experience
  • No prior insurance knowledge needed - this starts from zero
  • Valid credit or debit card to activate your free trial
  • At least 1 hour per day of focused study time

Content unlocks one section at a time as you pass each quiz. Domain 1, Module 1, Section 1 is available the moment you enroll.

Module 1: Dwelling Policies3 sections
Section 1: Basic, Broad, and Special Form Coverage
Start Here
Section 2: Dwelling Coverage Limits and Conditions
Section 3: Other Structures and Personal Property
Quiz to unlock next
Module 2: Homeowners Insurance
Module 3: Commercial Property
Final Step

Property & Casualty Mock Exam

Unlocks after completing all 5 domains and passing all section quizzes.

150 questions covering all domains
Timed to mirror the real licensing exam
15 random questions per section from a pool of 25
Full score breakdown by domain after submission
No two attempts are identical. Questions rotate randomly to prevent memorization.
Most students finish in about 2 weeks studying 1 to 2 hours per day. You move at your own pace - there are no deadlines as long as your subscription stays active.

Other Programs

Life & Health BundleBundle

Life & Health Bundle

Two programs, one subscription. Prepare for both exams together.

Life Insurance Exam Prep$97/90 days

Life Insurance Exam Prep

Term, whole, universal life, annuities, and policy provisions.

Personal Lines Exam Prep$97/90 days

Personal Lines Exam Prep

Personal auto, homeowners, dwelling, and umbrella policies.